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If the secured party’s compliance with this Osage Nation Secured Transactions Act is placed in issue in an action with respect to a consumer transaction, the following rules apply:

A. If the secured party would have been entitled to attorney’s fees as the prevailing party, a consumer debtor or consumer obligor prevailing on the issue is entitled to the costs of the action and reasonable attorney’s fees.

B. In other cases, the court may award to a consumer debtor or consumer obligor prevailing on that issue the costs of the action and reasonable attorney’s fees.

C. In determining the attorney’s fees, the amount of the recovery on behalf of the prevailing consumer debtor or consumer obligor is not a controlling factor. ONCA 07-22, eff. June 18, 2007.